If the credit bureau comes with a verified response when you dispute a negative mark, then a letter should be sent to them. It is your responsibility to ask for the information regarding this. Keep a copy and send the letter to the concerned person.

Company’s name:

Company’s address:

Date:

Credit Bureau

Credit Bureau address:

Dear Sir/Madam,

I have recently received a verified response to my request of validating the credit report. But the disputed item still remains. This is a formal request asking you for the description of the procedures adopted to verify the claims. I would also like to request for the business names, addresses and phone numbers of the people who have been contacted for the process. This request is my right according to the Fair Credit reporting Act.

It is highly disappointing to find a credit bureau not following the procedures and not maintaining the accuracy norms. I would like you to comply with the laws and furnish me the information asked for within the provisional 15 days.

I am resubmitting my request to fasten the reinvestigation and verification processes.

Name of the Creditor/agency/account number:

Here, state the reasons for disputing this negative mark.

Sincerely,

Your Signature

Your Name

Your Address