Your Name

Your Address

Date:

Re: Account No.

Dear Sir/Madam,

I had sent you a request to validate my debt, account no.__________ on____________.

According to the Fair Debt Collections Practices Act (FDCPA), I have the right to claim a validation of the debt and you are obliged to provide me the relevant documentation. I have received no reply from you except the confirmation of receipt of letter on____, whereas the other credit bureaus have sent their “verified” document.

You are now in violation of the FDCPA and subject to a fine of $1,000(refer to the act for updated value), which I may collect by filing a claim. I intend to continue with the suit if I don’t hear back from you within the coming [10-15] days.

This might result in a bad mark on your reputation. This might even result in serious legal trouble with the FTC and other state and federal agencies.

PLEASE TAKE NOTE OF THIS.

Sincerely,

Your Signature

Your Name