Date:

Credit Bureau Name:

Dear Sir/Madam,

This is to bring to your kind notice that my recent credit report contains outdated information reported by your company. Please investigate the mentioned areas and send me your feedback within the next 30 days, according to the FCRA, 15 USC section 1681i. I’m enclosing my latest report along with other relevant documents for your reference.

The areas, which needs investigation:

My credit report does not reflect the following account: (creditor name, account#, reason why the account should be removed: too old, belongs to another person, other).

My credit report does not show the following enquiry: (creditor name, date of inquiry, reason why the inquiry should be removed: older than 2 years, unauthorized, other).

There are errors in my personal data: (Provide incorrect information and corrected information).

There are errors and false information in the following account and needs to be corrected:

(Creditor name, account#, description of what is wrong and how it should be corrected)

The following account, which was closed, is not listed accurately on my credit report:

(Creditor name, account#, evidence of closure).

On correction of the following errors please inform and send me a corrected report. Also send the corrected report to other parties who requested my report in the last six months. In case, I fail to hear from you within the next 30 days, it will prove that you failed to have proper investigation on the mentioned areas. I would then expect the errors to be corrected with immediate effect.

Sincerely,

Your name

Your address

Your home and office phone number

Your social security number