Sample letter for account reaging request
<Company>

<Company>

Date:

Re: <Your>

Dear Sir/ Madam,

This is to inform you that I have been unable to make payments on time for the past X months due to loss of job. My earlier payments have always been on time. For your information I have been successful in getting a permanent job and now I am capable of paying back the loan.

My account with you has been for the past 14 months (this has to be more than 9 months according to FFIEC) and I am more than willing to repay immediately. I will be paying for the next consecutive three months as proof of my ability to pay back. This is an earnest request to you to consider re-aging my accounts if I suffice all the eligibility criteria. I would be obliged if you consider my request.

Do get back to me for any further information that I might be able to furnish you with. Thank you for your cooperation.

Sincerely,

<Signature>

<Your>
 

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